What is the tax rate on capital gains?

The tax rate for capital gains or losses depends on how long you hang on to a particular investment; as the rate differs for short-term and long-term investments. The maximum rate on long-term gains is generally 15% for taxpayers whose top bracket exceeds 15% and 5% for taxpayers whose bracket is between 10% and 15%. Short-term capital gains are subject to the regular tax rate.