How long will a Chapter 7 bankruptcy stay on my credit report?

If you declare Chapter 7 bankruptcy, it will show up on your credit report for ten years (starting from the date it’s discharged). This is several years longer than a Chapter 13 bankruptcy stays on your credit report, as Chapter 13 bankruptcy only stays on your report for seven years.

In both cases, it should be noted that the bankruptcy will still be a matter of public record even after being removed from your credit report, because of the court records associated with the matter.