How long will a Chapter 13 bankruptcy stay on my credit report?
If you declare Chapter 13 bankruptcy, it will show up on your credit report for seven years (starting from the date it’s discharged). This is several years shorter than the length of time a Chapter 7 bankruptcy stays on your credit report, as Chapter 7 bankruptcy stays on your report for ten years.
In both cases, it should be noted that the bankruptcy will still be a matter of public record even after being removed from your credit report, because of the court records associated with the matter.