Am I at risk for bankruptcy?

Before you assess your bankruptcy options, it’s important to investigate whether or not you are at risk. So, the first thing you need to do is examine whether you are consistently late in payments, whether you have met or exceeded your credit card limits, if you are able to even make minimum credit card payments, or if you have to resort cash advances or credit lines to pay off your bills. If so, and if you are still making payments on things you no longer own or if you’ve been denied credit recently, you are at a high risk for bankruptcy and should consider making some changes.