After I file for Chapter 13 Bankruptcy, will I still owe any debts?

Quite possibly; even if you fulfill your three to five year payment plan, when your bankruptcy under the new bankruptcy laws is completed, you may still owe debts to some creditors. For instance, nondischargeable debts (student loans, alimony, taxes, etc) cannot be discharged at all (which explains, of course, why they’re called nondischargeable). However, once you have completed your bankruptcy under the new bankruptcy laws, your remaining unsecured debts will be wiped out, under the new bankruptcy laws’’s “superdischarge.” Under the new bankruptcy laws, however, several types of debts are not eligible for this superdischarge, including debts incurred through fraud or misrepresentation, debts incurred through embezzlement or breach of fiduciary duty, taxes, debts arising from death or personal injury caused by the debtor’s malicious conduct, and debts to a creditor never notified in time for that creditor to file a proof of claim.