What is a Chapter 13 Meeting of Creditors?
About a month after you file for a Chapter 13 case, you will be scheduled a Meeting of Creditors. In a Chapter 13 case, your trustee will go over your case, including all of the forms, and go over your proposed repayment plan. After your trustee has gone over those details, creditors will have a chance to question you, and ask you to modify your repayment plan or budget in order to better accommodate repayment. You may also ultimately negotiate with your creditors and modify your repayment plan to accommodate their changes.